"You're Never More Insurable Than You Are Today"

Health Insurance

Why you need it

Health insurance provides protection against medical expenses in case you are diagnosed with a serious illness or injury. It will help you get the proper treatment that is required to recover from an illness or injury. It also provides coverage for prescription medication which can be costly if not offered through your employer-provided plan.

Health Insurance

Medicare

Life Insurance

Annuities

Long Term Care

ID Theft

2020 Expertise in Best Insurance Agencies in TampaExpertise Award 2020

Trinity Insurance Consultants

Personal Lines

Personal Lines of Insurance refers to insurance for your most valued possessions beside your family. It covers your Auto, Home, Condo, Renters, Motorcycle, Boat and other personal items. At Trinity Insurance we act as Brokers for this type of Insurance. What that means is that we partner with all or most of the carriers that offer these types of insurance services. It gives us the ability to get the lowest competitive prices for the most insurance. Call us ad let us get you a quote.
Commercial Lines
This type of Insurance is for Businesses and Companies that might need coverage for their property, products, contracts, and employees. 

Again, we are a Broker who can seek to get the most coverage for the most affordable prices from National Carriers.

Health Insurance

Health Insurance is always an interesting part of any conversation. At Trinity we are certified to offer insurance thru the ACA Marketplace which has several different carriers and types of plans with deductibles, copays, and coinsurance. Some cover vision and dental although they can be offered separately.
There are also different plans that are not part of the ACA government plan, They are short term plans for two or less years of coverage, and Indemnity Plans with different types of payouts. Normally they don’t include coverage for folks with preexisting conditions. Call us and let’s find out what is BEST for you.
Life Insurance
Everyone needs Life Insurance. It is available to protect loved ones from you passing or pay for college educations or various other uses. There are both Temporary and Permanent types. 

The younger you are when you purchase it the less expensive it is. Since the death Benefits are TAX EXEMPT in most cases it is a good way to pass on some wealth portions of your portfolio. Indexed Universal Life Policies are great for that purpose. Let’s talk about helping you.
Medicare Insurance
Although our government provides limited medical coverage fort adds Seniors and certain groups of people with disabilities and medical conditions it is important in most cases to purchase insurance that adds coverage and covers the gaps in Original Medicare. There are several options be they Supplements and Drug coverage from various carriers to PPO and HMO plans called ADVANTAGE plans. We are appointed by all carriers to offer the best plan that suits your needs with YOUR doctors and HOSPITALS and that covers your prescription drugs.
Long Term Care Insurance
This type of insurance that is primarily bought by folks that have a family history of medical conditions or at a high level of affluence that want to protect their retirement money from the high costs of assisted living or institutional care.

It can also come as a rider attached to a life insurance policy or annuity.
Fixed Annuities - Retirement
This is a method of Insuring your money. It also can give you lifetime earnings depending on the product you choose. You never can know when a Global Issue can affect your equity positions. Annuities are a great way to put a Financial Floor in your retirement or to help you with an inheritance or financial windfall. We have all the prominent and top carrier access for these products. We are part of the ”SAFE MONEY” network which means we act as fiduciaries with your money.
Identity Theft
This crime is rampant today. You must be extremely careful who you give your personal information to. 

Hacking either on a large national scale or at your local gas station is a terrible situation to deal with. We use ID Shield from the folks at Legal shield as a inexpensive way to protect you up to $1,000,000 of cost in restoring your financial safety and reputation management..
Rich Rieger Insurance Consulatant
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