Reason for Life Insurance
- Inflation over time
- College 20 years
- Benefits/health insurance
- 401(k) and retirement savings
- Personal services you perform for your family, such as child care, cooking, home maintenance, etc.
Unfortunately at some point we have to become serious about our responsibilities and provide for them. If you are Married have children a Mortgage or any considerable amount of DEBT you need to ensure you don’t pass on the responsibility for them should you pass on. That is why millions of Folks buy life insurance to protect our families and their best interests.
Life Insurance comes in many forms. Temporary or “TERM” Insurance is the most affordable version. It protects you for a period of time 10 yrs. – 30 yrs. “Whole Life” is a form Insurance which includes a savings element. And then there is “Universal Life” which contains a Death Benefit, Savings and the ability to invest those saving for an opportunity to grow those savings.
I am an Independent Broker who has access to over a hundred carriers and can get you the best product at the best price. Nobody can offer you something that I can’t get for you. I focus on what’s best for you and NOT what makes me the most amount of money.