Florida Medicare Plans Made Simple

Licensed insurance agent helping seniors find the perfect Medicare coverage from top carriers like Aetna, Humana, and UnitedHealthcare.

Key Takeaways

  • Independent agent representing all major Medicare carriers
  • Specializing in Medicare Advantage, Supplement, and Part D plans
  • Serving all Florida counties with personalized service
  • No cost to you - we're paid by the insurance companies
  • Over 15 years of Medicare insurance experience

Medicare Insurance Carriers We Represent

Independent representation of 16+ major Medicare insurance companies

Why Multi-Carrier Representation Matters

As an independent Medicare insurance agency, Trinity Insurance Consultants is not limited to selling plans from a single insurance company. We represent 16+ major carriers, allowing us to provide objective comparisons and recommend the plan that truly fits your needs—not just the plan that one company offers. This independence is our commitment to serving your best interests.

Aetna
Humana
CarePlus Health Plans
Optimum HealthCare, Inc.
Freedom Health
Cigna
BayCare Plus Medicare Advantage
United American Insurance Company
Mutual of Omaha
SilverScript
WellCare
Devoted Health
Florida Blue

Medicare Plan Options

Medicare Advantage

Also known as Medicare Part C, these plans combine hospital (Part A) and medical (Part B) coverage, often including prescription drugs and extra benefits.

  • Often includes Part D prescription coverage
  • May include dental, vision, and hearing benefits
  • Low or $0 monthly premiums available
Learn More

Medicare Supplement

Also called Medigap, these plans help pay for costs Original Medicare doesn't cover like copayments, coinsurance, and deductibles.

  • Standardized plans (A-N) with predictable coverage
  • No network restrictions - use any doctor accepting Medicare
  • Guaranteed renewable as long as premiums are paid
Learn More

Part D Prescription

Standalone prescription drug plans that work with Original Medicare to help cover the cost of medications.

  • Required if you don't have creditable drug coverage
  • Formularies vary - we'll find one covering your medications
  • Low-cost options available in every Florida county
Learn More

About Trinity Insurance Consultants

Founded by Richard Rieger, Trinity Insurance Consultants has been helping Florida seniors navigate Medicare options since 2010. As an independent agent, we work for you - not the insurance companies.

Our mission is to simplify Medicare by providing honest, personalized advice to help you find coverage that fits your health needs and budget.

Why Choose Us?

  • Independent - we compare all available plans
  • Licensed and certified Medicare experts
  • Local Florida knowledge - we understand regional plan differences
  • Ongoing service - we're here year after year

Richard Rieger

Rich Rieger

Licensed Medicare Insurance Agent

Serving Florida since 2010

Professional Certifications:

  • Medicare Certification (AHIP)
  • Florida 215-220 Health License
  • Aetna Certified
  • Humana
  • CarePlus Health Plans
  • Mutual of Omaha
  • WellCare
  • Optimum HealthCare
  • Freedom Health
  • Cigna
  • BayCare Plus Medicare
  • United American Insurance
  • SilverScript
  • Devoted Health
  • Florida Blue

Community Involvement:

  • Volunteer Medicare educator at local senior centers
  • Sponsor of Pinellas County Council on Aging events
  • Member of Florida Association of Insurance Agents

Contact Us

Get a Free Medicare Quote

Contact Information

Service Area

Serving all Florida counties including Pinellas, Hillsborough, Pasco, Manatee, and Sarasota.

Office Hours

  • Monday-Friday9:00 AM - 5:00 PM
  • SaturdayBy appointment
  • SundayClosed